In a rent-to-own HVAC program, people with challenged or little credit history can still be considered and approved. At Microf, for example, our underwriting process includes reviewing multiple data points, including banking and income information. We obtain information from credit scores, but we do not use your FICO score.
Benefits of Leasing vs. Buying Your HVAC Unit If you’re a homeowner in the market for a new HVAC unit, you may be wondering whether you should lease or buy it outright. There are many things you should consider before making your decision. Knowing the details and the facts could help make the decision much … Read moreBenefits of Leasing vs. Buying Your HVAC Unit
How Poor Credit Can Affect Your HVAC Purchase Choices If you have poor credit, purchasing an HVAC unit may be difficult. When exploring traditional financing options with a less-than-perfect FICO assessment, these are the things you could be facing. Large Down Payment: Most traditional financing companies won’t approve homeowners with low credit scores. Therefore, you … Read moreHow Poor Credit Can Affect HVAC Purchase Choices
What Are The Affordable HVAC Financing Options? Buying a new HVAC unit is a big decision. Not only is it expensive, but it also determines if you’re going to be comfortable at home or not. Having an HVAC unit is not a luxury, it’s a necessity – but one that not many people can’t afford … Read moreWhat Are The Affordable HVAC Financing Options?
Can I Finance A New Furnace With Bad Credit? A question we hear a lot is “can I finance a new furnace with bad credit?” With traditional HVAC financing, the answer is usually a no. But if you go a different route, like a lease purchase program, the answer is often a yes. Microf is … Read moreCan I Finance A New Furnace With Bad Credit?
3 Simple Steps to Paying for an HVAC Replacement Your home comfort shouldn’t be a financial burden – and it also shouldn’t be hard or impossible to achieve. With Microf’s lease purchase program, having a new HVAC unit installed is not only easy, but it’s also affordable. We know your HVAC unit is the most … Read more3 Simple Steps to HVAC Financing
Want To Know The Best Advice For Financing A New HVAC Unit? If you want to know the best advice for financing a new HVAC unit, then you’ve come to the right place. Did you know roughly 70% of Americans don’t have the money to pay for an HVAC unit upfront? That’s why having options … Read moreWant To Know The Best Advice For Financing A New HVAC Unit?
Air Conditioning Financing With Poor Credit Have you ever wondered if you can receive AC financing with poor credit? If you have less-than-stellar credit, chances are you don’t think financing your air conditioner is in the cards for you. While this may be true for most financing companies, there are other options to consider. At … Read moreAir Conditioning Financing With Poor Credit
Microf: An HVAC Hero If you’re a homeowner with less-than-stellar credit, you may know this story all too well. Your HVAC unit quits on you, replacement costs are too expensive, and you don’t qualify for traditional financing. So, what now? At Microf, we believe no one should have to compromise their comfort. That’s why we … Read moreMicrof: An HVAC Hero
There may be many reasons why you’re looking into how to finance an HVAC system. Maybe your HVAC unit broke beyond repair or you’re wanting to upgrade to a more energy efficient unit. Whatever the case may be, investing in a new HVAC system can be expensive and trying to pay for it outright sometimes … Read moreHow To Finance An HVAC System – Or How Not To