Need a new
HVAC System?

Purchasing a new Unit is easy
with our Lease-Purchase program!

With the high cost of new HVAC units, monthly payment options are crucial.

Using Flexible Payment Options to replace your unit allows you to make monthly lease payments with a guaranteed purchase option, instead of paying cash upfront and taking a large financial hit.

Fill out an application with Microf today and get your new A/C installed fast.

Flexible Monthly Payments

We offer multiple payment terms and options for homeowners with excellent, good or bad credit.

Simple Application Process

Fast, easy approval process. You only need an ID, active bank account, and steady income.

Help When You
Need It

We work with the best contractors around the country to install and maintain your unit.

Payment Estimator

Find the right payment option for you

Three Simple Steps

1 Submit Your Application

2 Get Connected With a Contractor

We work with the best contractors around the country to install and maintain your unit.

3 Have Your Unit Installed

Select the best financial option for you and we’ll connect you with a local contractor.

CUSTOMER TESTIMONIALS

From start to finish working with April Hebert has been absolutely excellent. Whether its learning new processes or dealing with complications she is there every step of the way. She has dealt with us personally and directly. I have not once had to say would you do that for me, everytime she offers her assistance and time. We could not be happier.

My experience with Microf has been an excellent one. Amanda and Barb have been absolutely outstanding with their customer service. Consistently professional, friendly and thorough.

Jessica Stites did an excellent job explaining to my contractors about how the Microf program works. She was very personable and patient with all the different questions. Big thumbs up!!

We are very pleased and grateful that we can help our customers by introducing them to Microf. I have found that Microf is a company of solid integrity and truly cares about helping us and our customers.

April Herbert does a FANTASTIC job at MICROF FINANCE for Denco Air Conditioning and Heating. She is the ULTIMATE PROFESSIONAL and makes our joint efforts SEAMLESS even when they aren't. She is WONDERFUL to work with and ALWAYS is a GREAT PROFESSIONAL to work with.

Affordable HVAC Lease-to-Own Options

Microf was established in 2010 to accommodate the growing demand for more flexible options for purchasing a residential heating and cooling system.

We are a relationship-based company that places top priority on the wants and needs of our customers. When paying for a new A/C up front isn’t an option, Microf is your solution. Our trusted contractors will get your A/C up and running fast, so you don’t have to sweat the heat or freeze in the cold. We’ll make sure you get the perfect unit for your home at an affordable price. You can trust Microf for all your HVAC lease purchase needs.

Need a new HVAC System?

Purchasing a new Unit is easy with our Lease-Purchase program!