About Us

Our Mission and Vision

Microf is dedicated to providing accessible HVAC and water heater financing solutions for individuals facing credit challenges. Our mission is to bridge the gap between comfort and affordability, ensuring that everyone has access to essential home systems. With a commitment to transparency and customer satisfaction, we strive to offer flexible payment plans that cater to diverse financial situations.

Meet Our Team

Zenon Olbrys

Chief Executive Officer

John Wheeler

Chief Financial Officer

Dallas Munkus

Chief Risk and Operations Officer

Greg Jacobs

SVP, Legal & Regulatory Compliance

Charles Posey

VP, Information Technology

Lauren Futrell

VP, Growth and Partnerships

Jeremy Sykes

Marketing and Sales Support

Phil Arnold

Director of Sales

Cher Gaskins

Operations Manager

Marvin Castillo

Operations – Assistant Manager

Nissa Pirani

Controller

Matt Schitea

Assistant Director of Operations

Blake Sanders

Strategic Account Executive

Chip Harden

Chip Harden

Business Development Manager

Barb Yeskey

Barb Yeskey

Senior Business Development Consultant

Amanda Jones

Account Manager – Southeast

Roman Olbrys

Account Manager – Mid-Atlantic

Jeanine Tiplady

Account Manager – West