Products

The Hassle Free Way to Save Money

Microf offers hassle-free rental purchase options making ownership of your residential heating and cooling system EASY!
Our Hassle Free product option features:

  •    Easy Online Application
  •    Minimum Financial Requirements Needed for Approval
  •    EARLY PAYOFF options
  •    FLEXIBLE monthly payment options
  •    QUICK response times
  •    Microf specializes in rent to own options for residential replacement HVAC systems.

The minimum requirements for Microf’s Hassle Free products are:


Applicant and/or co-applicants must be homeowners with an active checking account and an in-force insurance policy

Homeowner must have sufficient verifiable monthly income to support the monthly payment associated with their heating and cooling system.

Homeowner must possess a comfort level with the monthly lease purchase payment for their residential replacement system

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Dedicated Support on Your Side

At Microf, our Team Members assist you every step of the way from the beginning of the application process through the duration of the contract term.

Our dedicated team of Relationship Managers are standing by Monday to Friday 8AM to 9PM, Saturdays 10AM to 2PM Eastern Standard Time to assist consumers in restoring their heating and cooling needs with an affordable monthly payment including:

  • Assisting in the selection of a reputable HVAC Contractor in their market area from an extensive network of Actively Enrolled Contractors across the United States
  • Working with the Contractor to restore the consumers heating and cooling needs with the lowest possible cost
  • Working with the consumer to determine an affordable monthly payment including any applicable discounts
  • Assisting in the scheduling of a successful installation and annual maintenance of residential replacement system
  • Servicing the consumer’s account on an ongoing basis while treating them with dignity, respect and kindness
  • Ultimately, helping the consumer successfully gain ownership of their heating and cooling system

Key Partners