Microf believes that all consumers should have options when it comes to replacing their heating and cooling system. This is why we developed the Flexible Financial Solutions application.

Completing the single online application will help us determine the best options for you.

– Have Good or Excellent Credit? We partner with SunTrust Bank to provide financing with competitive interest rates on payment terms up to 120 months!

– Credit less than perfect or even damaged? That’s ok because Microf’s lease to own products are designed specifically with you in mind.

Review the product options below and click “apply now” to complete the online application.

Microf Lease purchase option   Lease-purchase products
Lease to own for:36 months to ownership
48 months to ownership
60 months to ownership
Est Mthly Pmt. Total of Pmts

Note: Not all products are available in all markets

Lease-purchase supported by Microf. Financing and lease-purchase options are available for primary or vacation/second homes, but unavailable for non-owner occupied investment/rental properties.*Monthly payment examples are based on a loan amount of $7,000. Minimum lease amount is $2,500. **The 60 months to ownership option is not available in CA, CT, IA, ME, NY, OH, PA, VT, WV (only 26 and 48 months), require a 5% contractor discounted invoice and a minimum of $3,000 lease.