Lease-Purchase Furnace Program
At Microf, we believe that all homeowners should have options to replace their home’s heating system. Our unique lease-purchase option is designed to help homeowners with a broad range of financial needs replace their home’s heating system. If you are looking for a convenient alternative to financing, then consider Microf.
Get Approved for a New Heating System Today, Regardless of Credit Score!
If you fall amongst the 70% of Americans that do not have enough cash on hand to buy a unit outright, have credit score concerns, or have been denied HVAC financing from traditional lenders, Microf may have options for you. We understand that replacing your heating system can be a significant hardship. There is a large portion of the population that don’t qualify for traditional financing. That’s where Microf’s Lease-Purchase HVAC program comes in and rescues you from the harsh winter’s cold.
Microf does not use your FICO score to determine eligibility for a replacement heating system. Our goal is to help our customers be comfortable in their homes through a convenient application process and monthly payment with excellent customer service.
What is A Lease-Purchase Heating Program?
Are you interested in our payment plans? Get an estimate with our payment calculator!
With Microf's Furnace Lease-Purchase Plan, Qualifying is Easy!
At Microf, we don’t use consumer reports from the three major consumer reporting agencies (Equifax, Experian, and TransUnion) or your FICO score for our Lease-Purchase Program, we use alternative consumer reporting agencies and custom scoring models. So many people are eligible for our program, it’s easier to name the people who aren’t:
Microf's Eligibility Requirements
If you choose to have a Co-applicant, we will also need their social security number and proof of income.
Find the right payment option for you
Important Conditions and Restrictions.
· Not all options are available in all markets.
· Minimum lease amount is $2,500. Lease-purchase options are available for primary or vacation/second homes, but unavailable for non-owner occupied investment/rental properties.
· In CA, CT, IA, ME, NY, OH, PA, and WV, the 60 months-to-ownership option is not available, the 36 and 48 months-to-ownership options require a 5% contractor discounted invoice, and the minimum lease amount is $3,000. Lease-purchase transactions not available in AK, HI, MN, NJ, VT, WI, and WY.
· Early Purchase Options vary by state.