to Microf

How We Can Help You

Our lease-to-own option is designed especially for homeowners who need to replace their heating or cooling system but who may not be approved for traditional financing due to low credit scores or financial challenges from the past.

Minimum financial requirements are needed for approval and no credit required.

Find out more about how Microf can help you keep your house comfortable.

Ready to get started?


Microf offers:

  • Easy application process
  • Quick response
  • Early payoff options
  • Hassle-free monthly payments
  • Unparalleled customer service

To apply all you need is:

  • A valid ID
  • Homeowner’s insurance
  • An active bank account
  • Proof of income