to Microf

How We Can Help You

Our lease-to-own option is designed especially for homeowners who need to replace their heating or cooling system but who may not be approved for traditional financing due to low credit scores or financial challenges from the past.

Minimum financial requirements are needed for approval and no credit required.

Find out more about how Microf can help you keep your house comfortable.
  • By signing up, you are authorizing us to provide email communications related to our services. By providing your home and/or mobile number we may also contact you in the future by telephone or SMS text messaging. Message and data rates may apply. To unsubscribe at any time, simply click on the unsubscribe link at the bottom of any email you receive or text "STOP" to opt-out of text message communication.

Ready to get started?


Microf offers:

  • Easy application process
  • Quick response
  • Early payoff options
  • Hassle-free monthly payments
  • Unparalleled customer service

To apply, all you need is:

  • A valid ID
  • Homeowner’s insurance
  • An active bank account
  • Proof of income