Get Back to Comfort with Help from Microf

Do you need a new heating or cooling system and want to make monthly payments? We’ll help you find a plan that fits your needs and, more importantly, your budget.

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Microf offers multiple payment terms and options for homeowners with excellent, good or bad credit.

A FAST and EASY online application process

Early payoff options

An "instant" decision

Unparalleled customer service

Testimonials

“All in all my experience has been pleasant. It was a great and an easy process. Very satisfied.”

Jeremy D.

“Everything was PERFECT! Amanda was outstanding, and Mr. Smith (A&S Heating & Cooling) was outstanding. I appreciate Microf helping me. Y’all are a fine company and good to work with.”

Carl T.