HVAC Leasing Options for Families Without Perfect Credit
Don’t stress: HVAC leasing options are within reach! Microf has the best financing alternatives to ensure your household stays healthy and comfortable throughout the year. Microf will assist you on acquiring 100% HVAC financing with good or poor credit.
At Microf, we don’t use consumer reports from the three major consumer reporting agencies (Equifax, Experian, and TransUnion) or your FICO score for our lease purchase program. We use alternative consumer reporting agencies and custom scoring models.
Microf offers a simple validation process, which can be handled very quickly and efficiently. You’ll fill out the online application and give salary verification. For example, a pay stub, bank account information, retirement/annuity statement, or federal retirement aid verification.
Poor Credit Air Conditioner Financing
Call today and have your new HVAC tomorrow! Get another HVAC unit even with a bad credit score – and enjoy a cool, comfortable home year-round!
Our HVAC financing requires no upfront fees. As the property owner, you’re guaranteed to qualify. Poor credit or no credit? No problem. With us, practically 99% of candidates are qualified!
We realize everybody’s circumstance is different and not every person has great credit, and that is the reason we try to accommodate all homeowners and families.
Poor Credit Furnace Financing
On the off chance that you have bad credit or no credit history, getting financing for a new furnace can be difficult and costly. Furnace financing gives established homeowners a simple, straightforward, financing alternative to suit your needs and budget.
In practically 99% of cases, homeowners are approved!
Life is filled with unexpected financial surprises, so we attempt to give realistic HVAC financing options for all customers – regardless of their credit history. We feel that everybody should be able to afford energy-efficient heating and cooling for their home.
In the event that you need a new HVAC system, but you don’t have the funds to pay for one, there are a few HVAC financing alternatives that are possible. One of the most mainstream is a lease purchase choice. Normally, this includes low regularly scheduled payments so you can enjoy an affordable, reliable HVAC system. Before you sign an agreement, here are a few things to remember:
- Meet the heating and cooling needs of your home with a reasonable regularly scheduled payment plan.
- Minimum financial requirements are needed for approval. The HVAC system you select will also have an impact on the amount of annual payments you’ll have. A top-of-the-line system will mean less expensive energy bills. Not only that, but the energy rating will also impact the cost of your system. Remember that technology is ever-changing and HVAC systems are turning out to be more energy efficient every year. You would be better off with a shorter lease agreement as the life of an HVAC unit is around 10 years.
- Regardless of where you live, an HVAC system is a household essential. You need your system to be solid and trustworthy – especially in the summer and winter. HVAC financing options can help keep you and your family happy in every season.
Prepared to Get Started?
Beginning the process for HVAC leasing is simple: Apply now and have your new high-efficiency gas furnace or air conditioner installed the following day. You can also reach us by filling out your application online where one of our friendly staff will be glad to help you!