How Does an HVAC Lease-to-Own Program Work?

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How Does an HVAC Rent-to-Own Program Work?

You’ve been hearing about an HVAC Lease-to-Own program, but how does it work? And what’s so great about it anyway?

What’s So Great About Lease-Purchase HVAC Program?

No Credit Checks

Unlike conventional HVAC financing, Lease-Purchase HVAC programs don’t require a credit check. This means that even if you have poor credit (under 680) you could still be approved for the Microf Lease-Purchase platform.

Adaptable Payment Plans

While conventional financing locks you into a fixed installment period, Lease-Purchase HVAC program installment plans are more adaptable, so you can pick a regularly scheduled payment that accommodates your budget. By having a little more control over the length of your payment plan, you can make sure your monthly payment is within your budget.

Contractual Worker Support

Microf has a large nationwide network of vetted contractors. You know a Microf approved contractor is a quality contractor.

How Does an HVAC Lease-to-Own Program Work?


Register as a Consumer and fill out an application. Microf has choices for all degrees of credit.

What Will You Need to Apply?

  • Be a Homeowner
  • Have Homeowner’s Insurance
  • Photo ID
  • Confirmation of Income
  • No Recent Bankruptcies
  • Active Bank Account

Match with a Contractor

We work with the best contractors around the nation to install and maintain your HVAC unit.

Have Your New HVAC Unit Installed!

If  you think the Lease-Purchase platform is the best option for you, or if you have questions regarding the application process, contact the specialists at Microf to find out additional information. Call 855-642-7631 today!


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