3 Simple Steps to HVAC Financing

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hvac financing, hvac, financing, lease-purchase, lease-purchasing, microf, microf financing

3 Simple Steps to Paying for an HVAC Replacement

Your home comfort shouldn’t be a financial burden – and it also shouldn’t be hard or impossible to achieve. With Microf’s lease purchase program, having a new HVAC unit installed is not only easy, but it’s also affordable. We know your HVAC unit is the most important appliance in your home – but it’s also the most expensive. That’s why we offer hassle-free payment plans that are within your individualized budget – regardless of your credit.

Here are three simple steps to HVAC financing with Microf’s lease purchase program:

  1. Submit Your Application

When you register as a homeowner and fill out an application, you’re one step closer to getting a new HVAC unit installed in your home. Our application process is fast, and our approval process is easy. To complete the application, you just need to have:

  • Homeowners Insurance
  • Active Bank Account (Routing & Account Numbers)
  • Social Security Number
  • Proof of Income (Pay Stub or Bank Statement)

At the end of the day, it doesn’t hurt to apply and by doing so, you’re not committing to anything right now. Click here to apply and see if Microf’s lease purchase program is right for you. We will help you determine your best options! Microf has options for all levels of credit, even if it’s damaged or poor.

  1. Get Connected With A Contractor

We want the best for our customers, which is why we only work with the best contractors in the country. Not only can a contractor install your unit for you, but they can also maintain it for years to come. When your AC goes out in the middle of summer, or your furnace goes out in the middle of winter, you don’t want to wait weeks for financing to go through. That’s why we’re proud to offer fast turnaround, so we can have your unit installed quickly and get you back to comfort as soon as possible. With help from Microf, you can quickly find a local contractor you can trust.

  1. Have Your Unit Installed

Once we’ve found you a contractor, it’s time to get your HVAC unit installed! Microf maintains ownership of your HVAC unit until the total cost-to-own is paid. Since we personalize payment plans based on each homeowners’ individual needs, this cost-to-own looks different for everyone. If you decide the lease purchase program isn’t right for you after all, you can cancel any time by surrendering your HVAC equipment to us. The biggest concern homeowner’s have when it comes to HVAC financing is “what if I don’t have good credit?” At Microf, we will work with you to come up with a payment plan that works for your monthly budget – and we don’t use your FICO score in our underwriting decision.

Microf Is Here For All Your HVAC Lease Purchasing Needs

Microf has been providing hassle-free and affordable options for homeowners for over 10 years. Your comfort is and always has been our top priority. Don’t sweat in the summer heat, or freeze in the winter cold. Contact Microf today to learn about your lease purchase options!

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